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Since August 2020
Instructor since August 2020
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Tailor-made program in management and business administration
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From 80 C$ /h
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Have you just started your studies in business administration / management? Does the fabric grow over your head sometimes? Or do you just want to deepen your knowledge? Then you are right with me.

I am an international management student and would be happy to help you achieve your goals during your studies. With a tailor-made plan that is tailored to your needs, we can accelerate and deepen your learning progress together.

I can offer you the following core competencies:
- Mathematics / statistics / quantitative analysis
- Marketing and markets
- Project management
- Intercultural management / leadership
- Finance / Accounting
- International Relations
- micro and macro economics
- Management and strategy

If you study in English this is not a problem at all, because I also master my studies in English. Otherwise, the language of instruction can of course be German.

I am available for an interview at any time to evaluate your goals and create a common learning plan. So get in touch with me anytime!

Yanik
Location
location type icon
Online from Switzerland
About Me
Global thinker with diversified expertise in business administration, marketing, management and general commercial components.

In love with culture and languages.
Education
Bsc in International Management (Zurich University of Applied Sciences)

Commercial apprenticeship with general A-level

Google Digital Courses (digital advertising)
Experience / Qualifications
French DELF B2
English Cambridge Proficiency C2
Project Management
Business Administration
Management
Marketing
Communication
History and Culture
Age
Teenagers (13-17 years old)
Adults (18-64 years old)
Seniors (65+ years old)
Student level
Beginner
Intermediate
Advanced
Duration
45 minutes
60 minutes
90 minutes
The class is taught in
French
German
English
Availability of a typical week
(GMT -04:00)
New York
at teacher icon
Online via webcam
Mon
Tue
Wed
Thu
Fri
Sat
Sun
00-04
04-08
08-12
12-16
16-20
20-24
This course is suitable for students from primary to secondary level.

My goal is to support you in your learning process, tailored to your needs. A little trouble with math? Or a little confused with French grammar?
No problem!

You are at the center of my course. We can have a short preliminary interview to find out which disciplines you want to master. Then we can name the common goals before each course - so I can create the material specifically for your needs.
Read more
Languages and cultures are not only incredibly interesting, they can also be enriching in a private and professional environment.

With a personalized learning plan, we can take you further in your learning process! Whether English, German or French and regardless of your age or progress, we can promote and consolidate your knowledge.
Read more
Show more
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I am a professional professor of economics in Poland since 2005. I teach Economics HL and SL in the IB program in one of the best schools in Warsaw since 2013. I can explain your doubts and help you with the Internal Assessments. I don't speak Spanish, I only speak English.
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HOME LESSONS AND COACHING
IN MATHEMATICS AND PHYSICS

For STUDENTS OF:

- Public schools of the Ivorian system
- Private schools of the Ivorian system
- International schools of the French system in Abidjan
- International schools of the English system in Abidjan
- American System International Schools in Abidjan

Online courses for learners not residing in Abidjan.

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Kids don't need lectures about "good money habits." They need to feel what money does.
While adults debate finances at home, kids are already using money, without actually understanding how.

In this course, we learn by playing. And by thinking.
We'll explore together:
✓ Simulate a real shop: handle actual money, practice spending and saving, discover what it feels like
✓ Create a personal budget: not boring spreadsheets, but visuals, games, and real challenges
✓ Ask the real questions: Need vs. want. Why save? How do people earn? What's debt?
✓ Discover how systems work: Banks, loans, digital money, and financial security
✓ Think like an entrepreneur: What services can I offer? How do I create value? How do I turn an idea into money?

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Copywriting is the art of selling with words. In short, it's written marketing. Concretely, a copywriter (or copywriter) writes content tailored for the sale of a product or service.

And precisely, it is either:
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➤ THE COPYWRITER TRAINER
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➤ PLACE, TIMETABLE, PRICES
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✓ Languages: French/English.

✓ Progress following these private sessions is noticeable after 1 to 2 sessions (*2025 study).

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► EXPERT BUSINESS, ACCOUNTING, FINANCE & ECONOMICS TUTOR FROM SWITZERLAND
► IB, A-LEVEL, IGCSE & INTERNATIONAL SCHOOL SUPPORT

I completed my Master’s degree in Business Information Systems at a Swiss University of Applied Sciences, where my academic background strongly combined business, finance, economics, mathematics, analytical thinking and problem-solving. This technical and business-oriented foundation shaped the way I teach today: clearly, logically and with a strong focus on real understanding.

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► EXAM PREPARATION & ACADEMIC SUPPORT

► IGCSE BUSINESS, ACCOUNTING & ECONOMICS
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► I CONNECT THEORY WITH REAL BUSINESS EXAMPLES.
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► Clear digital notes
► Personalised exercises
► Exam-style practice
► Flexible lesson structure
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► MY GOAL

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► SUBJECTS: Business Studies, Accounting, Finance, Economics, Business Administration, Management
► LEVELS: IGCSE, A-Level, IB, International School, Foundation Courses, University Modules
► FORMAT: Online tutoring from Switzerland
► FOCUS: Deep understanding, exam confidence, analytical thinking and long-term academic success.
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Nice to meet you.
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Working part-time in the watch industry, I have been tutoring for several years in the context of refresher, occasional support or preparation of exams or competitions. Very experienced in relation to the difficulties encountered by students and pedagogue, I adapt to the needs of each to quickly regain the necessary confidence, the methodology of mathematical reasoning and allow a rapid improvement of results.
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All tutored students completed their final exams with at least 1 grade point higher.

Want to take your economics or business economics exam with more confidence and clarity? I'd be happy to help!

Suitable for Havo 3,4,5
VWO 4,5,6
Mavo 3
There is also an opportunity for HBO/WO students with business economics issues!
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• Teaching methodology and techniques: I favour a personalized approach, adapting the courses according to the profile and academic background of each student.
• Typical course structure: tutoring in economics, econometrics, statistics and probability, financial mathematics, trading, investment, or political economy. Courses can take place at home, via videoconference, or at a pre-selected location, ideally quiet, free, and conducive to learning.
• Specifics as a teacher: I offer support throughout the school year, with free corrections of exercises outside of class, regular availability, and the guarantee of being accessible until the end of the year, subject to the general conditions of Superprof.
• Target audience: all levels, regardless of diploma, class or specific characteristics.
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The path and the method are in there; take a little bit of each.

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My commitment to my students' success is absolute. I only prioritize motivated students who are ready to put in the necessary effort to progress.

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-As a finance professional in Geneva, with extensive teaching experience, I offer individual economics and finance lessons.

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professionals and students seeking support for preparing for professional and/or academic exams.

Comprehensive list:
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Finance: market finance, corporate finance, financial mathematics.
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I offer individual tutoring in Statistics, Probability, Quantitative Methods and related mathematical subjects for school, IB, AP, SAT, Fachhochschule and university students.

Statistics can initially feel confusing because many formulas and methods appear similar. My approach is therefore focused on understanding the logic behind the method rather than simply memorising formulas.

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- What does the final result mean?

I have several years of experience teaching students from Swiss and international education systems and regularly support students in Statistics, Mathematics, Probability and Data Analysis.

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- Random variables
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- Confidence intervals
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- t-tests
- Chi-square tests
- Covariance
- Correlation
- Pearson correlation
- Linear regression
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- Statistical modelling
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- Quantitative Methods

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- Economics Statistics
- Quantitative Methods
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- Algebra
- Advanced Mathematics
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- Word problems
- Tables and graphs
- Data analysis
- Probability
- Geometry
- Trigonometry
- Desmos strategies
- Time management
- Faster problem-solving methods

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- Theory explained in simple language
- Step-by-step calculations
- Formula selection
- Exam-style questions
- Longer case studies
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- Reading graphs and tables
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My teaching approach is simple, engaging and activity based. I use games, puzzles, practical examples and interactive exercises to make subject enjoyable while helping students develop concentration, strategic thinking, decision making and problem solving skills.
♟️ Chess — beginner to intermediate
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learn Hindi
🕉️ Sanskrit
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Learn from a 20 year veteran of finance with a PhD in Business from Harvard University. You will discover how to start your own business either online, or in person at a physical location. You will also learn how to get funds to start your business and grow it, as well as how to effectively market yourself and your business without spending a lot of money. The knowledge and resources I share with you will save you time, money, and frustration!
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I am a professional professor of economics in Poland since 2005. I teach Economics HL and SL in the IB program in one of the best schools in Warsaw since 2013. I can explain your doubts and help you with the Internal Assessments. I don't speak Spanish, I only speak English.
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HOME LESSONS AND COACHING
IN MATHEMATICS AND PHYSICS

For STUDENTS OF:

- Public schools of the Ivorian system
- Private schools of the Ivorian system
- International schools of the French system in Abidjan
- International schools of the English system in Abidjan
- American System International Schools in Abidjan

Online courses for learners not residing in Abidjan.

MATHEMATICS TEACHER AND COACH with nearly twenty years of experience.

You will be the best.
verified badge
Kids don't need lectures about "good money habits." They need to feel what money does.
While adults debate finances at home, kids are already using money, without actually understanding how.

In this course, we learn by playing. And by thinking.
We'll explore together:
✓ Simulate a real shop: handle actual money, practice spending and saving, discover what it feels like
✓ Create a personal budget: not boring spreadsheets, but visuals, games, and real challenges
✓ Ask the real questions: Need vs. want. Why save? How do people earn? What's debt?
✓ Discover how systems work: Banks, loans, digital money, and financial security
✓ Think like an entrepreneur: What services can I offer? How do I create value? How do I turn an idea into money?

Why this is different:
Most kids think "money is complicated." This class shows them that money is a tool, not a mystery, not something to fear.
And, more importantly: that they can control it.

What they take home:
A personal budgeting system they actually understand. Answers to questions they've been asking. And the mindset: money is a means, not an end.

Format: Online or Barcelona | 60-min sessions | Small group or one-on-one

For curious kids who ask questions about money.
verified badge
Copywriting is the art of selling with words. In short, it's written marketing. Concretely, a copywriter (or copywriter) writes content tailored for the sale of a product or service.

And precisely, it is either:
- to offer you concrete techniques, a clear methodology and pragmatic tools to learn how to write quality content yourself for your own needs
- or to help you directly to promote the content of your product and design a text, a letter, a hook, a slogan, write marketing files, press releases, an internet page, blog posts, advertising banners and newsletters (...) in an impactful and optimal way. Choose the appropriate terms and format them in order to convey an idea, a message, in the most relevant, effective and persuasive way possible.

So, how can you write writing highlighting a brand, a product, a person or simply a company... in order to promote it and gain visibility?

This is why, to help you on the one hand, to create strong, attractive and synthetic messages but also on the other hand, to teach you to do it for yourself, it will be a question of precisely understanding your needs, your product, your strategy, the values you wish to convey (...). Objective: to be creative enough to capture the attention of your audience and make readers want it.

With reusable writing, making your communication profitable, increasing your notoriety and achieving your objectives (...) allows you to make a lasting impression over time. Because always keep in mind that the writing remains.

Develop your visual approach, compare the coherence of the text with the guideline but also the coherence of the idea with the graphic concept: it is also a question of assuming the tasks of coordination.

If you also wish to train yourself to write other content yourself, the training can include deepening your writing skills to give personality to your texts, developing ideas, concepts and their implementation, creativity/presentation techniques... all anchored in practical exercises and scenarios.

➤ THE COPYWRITER TRAINER
Trained at the Grande Ecole post-European preparatory classes & Ivy League University in the United States, our teacher has specialized and worked for more than 17 years, in Europe and North America, in the field. On the one hand as a copywriter then as director of communication / advertising agencies. On the other hand, as a trainer in this field in renowned public and private international establishments, speaking in forums and conferences.

➤ PLACE, TIMETABLE, PRICES
✓ Locations: Geneva-Lausanne-Fribourg-Zurich-Neuchâtel-Lugano-Montreux-Basel-Neuchâtel-Bern-Lucerne-Brussels-Luxembourg-Paris-Lyon. But currently, these sessions continue to be offered by videoconference in the current context and in accordance with general demand which is almost unanimous on this subject.

✓ Indeed, apart from the classic advantages of videoconferencing (time saving related to travel & their unforeseen events, eco-responsibility, increased schedule flexibility, etc.), the quality of the session & the interaction remain identical. In addition, the entire exchange, notes and recommendations are immediately transcribed on the dedicated chat.

✓ Languages: French/English.

✓ Progress following these private sessions is noticeable after 1 to 2 sessions (*2025 study).

✓ As other people do regularly, you can also please your loved ones by offering gift vouchers available all year round.

CONTACT / PROGRAM

✓ A la carte program: evaluated and adapted to each need.
verified badge
I specialize in tutoring Accounting and Business for school. My goal is to keep students challenged, but not overwhelmed. I assign homework after every lesson and provide periodic progress reports.

AM A PASSIONATE AND PROFESSIONAL TEACHER OF ACCOUNTS, BUSINESS AND ECONOMICS.
ALWAYS AVAILABLE AND READY TO MAKE A DIFFERENCE IN THE STUDENTS . I HAVE BEEN TEACHING IGCSE AND A LEVELS .

AM SO MUCH FAMILAR WITH THE IGCSE SYLABUS AND A LEVELS.

I have full Outstanding knowledge of accounts formulas and concepts. In-depth knowledge of using various teaching and learning aids. Ability to pay extra attention to the slow learning students. Exceptional verbal and written communication skills.
verified badge
Senior executive in Audit and Management Control and PhD student in Management Sciences, I offer Support courses in economics and management for the benefit of Baccalaureate students in all specialty subjects, namely:
Accounting
General economics and statistics
Economy and business organization
verified badge
► EXPERT BUSINESS, ACCOUNTING, FINANCE & ECONOMICS TUTOR FROM SWITZERLAND
► IB, A-LEVEL, IGCSE & INTERNATIONAL SCHOOL SUPPORT

I completed my Master’s degree in Business Information Systems at a Swiss University of Applied Sciences, where my academic background strongly combined business, finance, economics, mathematics, analytical thinking and problem-solving. This technical and business-oriented foundation shaped the way I teach today: clearly, logically and with a strong focus on real understanding.

For many years, I have successfully supported students in Business Studies, Accounting, Finance and Economics. As a tutor from Switzerland, I bring a structured, patient and highly individual teaching style to students who want to improve their grades, prepare for important exams and build real confidence in business-related subjects.

My lessons are designed for students who want more than just memorizing definitions and formulas. I focus on understanding business concepts, applying financial logic, interpreting economic relationships and solving accounting problems step by step.

► EXAM PREPARATION & ACADEMIC SUPPORT

► IGCSE BUSINESS, ACCOUNTING & ECONOMICS
I help students build a strong foundation in business concepts, financial calculations and economic thinking. My lessons include clear theory explanations, topic-by-topic revision and exam-style practice to prepare students confidently for their assessments.

► A-LEVEL BUSINESS, ACCOUNTING, ECONOMICS & FINANCE
A-Level subjects require strong analytical thinking, clear written arguments and confident application of theory to real business situations. I support students with structured revision, essay technique, calculation practice, case-study analysis and preparation for demanding exams.

► INTERNATIONAL BACCALAUREATE — IB BUSINESS MANAGEMENT & ECONOMICS
I provide structured support for IB students, focusing on deep understanding, strong terminology, analytical writing and exam technique. Students learn how to explain concepts clearly, analyse case studies, evaluate decisions and structure high-quality answers.

► INTERNATIONAL SCHOOL PROGRAMMES
I support students following international, bilingual and private school curricula in Business Studies, Economics, Accounting, Finance, Commerce and Management. Since every school can have different expectations, I adapt my teaching to the student’s syllabus, textbook, teacher requirements and exam format.

► UNIVERSITY & FOUNDATION COURSES
For older students, I offer support in Accounting, Corporate Finance, Economics, Business Administration, Financial Management, Statistics and quantitative business modules. I help students understand difficult theory, solve assignments, prepare for exams and develop strong analytical skills.

► HOW I TEACH

► I FOCUS ON REAL UNDERSTANDING, NOT MEMORISATION.
I explain business, accounting and economic concepts step by step so students understand the logic behind the theory and can apply it confidently in exams.

► I CONNECT THEORY WITH REAL BUSINESS EXAMPLES.
Business and economics become easier when students can see how concepts work in real life. I use practical examples to make topics clear, relevant and memorable.

► I SIMPLIFY COMPLEX CALCULATIONS.
In Accounting and Finance, I break calculations into clear steps so students understand what is given, which formula is needed and how to reach the final answer correctly.

► I TRAIN EXAM TECHNIQUE CAREFULLY.
Students learn how to structure answers, use key terminology, analyse case studies, justify decisions and manage time under exam conditions.

► I ADAPT EVERY LESSON TO THE STUDENT.
Every student learns differently, so I adjust my explanations, pace, examples and practice questions to match the student’s exact level and goals.

► YEARS OF EXPERIENCE WITH IB, A-LEVEL, IGCSE & INTERNATIONAL SCHOOL STUDENTS

Over the years, I have successfully supported students from prestigious schools and demanding academic programmes, helping them strengthen their understanding, master exam techniques and achieve excellent progress in Business Studies, Accounting, Finance and Economics.

► ONLINE LESSONS

► Interactive whiteboard
► Clear digital notes
► Personalised exercises
► Exam-style practice
► Flexible lesson structure
► Focused one-to-one support from Switzerland

Online lessons are structured, personal and highly effective. Students can ask questions directly, follow every step in real time and review the materials after the lesson.

► MY GOAL

My goal is not only to improve grades, but to help students become confident, independent and analytical thinkers. With the right guidance, Business, Accounting, Finance and Economics become logical, practical and much easier to master.

► SUBJECTS: Business Studies, Accounting, Finance, Economics, Business Administration, Management
► LEVELS: IGCSE, A-Level, IB, International School, Foundation Courses, University Modules
► FORMAT: Online tutoring from Switzerland
► FOCUS: Deep understanding, exam confidence, analytical thinking and long-term academic success.
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I am a mathematics teacher and I offer additional hours for private tutoring in scientific disciplines. These courses are primarily aimed at middle and high school students in Geneva, whether they attend private or public schools, as well as adults who have passed this level but wish to refresh their knowledge for professional purposes.
Generally, I can begin tutoring within three days of your request. I travel throughout the canton of Geneva using the TPG public transport system, and travel expenses are included in my rates. For long-term support, I can also provide exercises to complete between sessions, which I will correct at home. I am fluent in English for English-speaking students. I am available after my regular teaching hours and also during school holidays and breaks.
Nice to meet you.
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Working part-time in the watch industry, I have been tutoring for several years in the context of refresher, occasional support or preparation of exams or competitions. Very experienced in relation to the difficulties encountered by students and pedagogue, I adapt to the needs of each to quickly regain the necessary confidence, the methodology of mathematical reasoning and allow a rapid improvement of results.
Experienced and pedagogue, I adapt to the needs of the student to help him consolidate his knowledge methodically, to regain confidence and improve as quickly as possible its results. I teach these courses in a radius of 30 km around Geneva.
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Economics & Business Economics tutoring – aimed at final exam success

I help final-year students with economics and business economics, from pre-vocational secondary education (MAVO) to pre-university education (VWO). With over five years of experience as a tutor, I know exactly what students struggle with and how best to approach exam questions.

My coaching is practical, effective, and results-oriented. The focus is on practicing exam skills, learning clever tricks, and understanding the structure of exam questions. This way, students learn not only the material but also, and more importantly, how to approach questions.

All tutored students completed their final exams with at least 1 grade point higher.

Want to take your economics or business economics exam with more confidence and clarity? I'd be happy to help!

Suitable for Havo 3,4,5
VWO 4,5,6
Mavo 3
There is also an opportunity for HBO/WO students with business economics issues!
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• Teaching methodology and techniques: I favour a personalized approach, adapting the courses according to the profile and academic background of each student.
• Typical course structure: tutoring in economics, econometrics, statistics and probability, financial mathematics, trading, investment, or political economy. Courses can take place at home, via videoconference, or at a pre-selected location, ideally quiet, free, and conducive to learning.
• Specifics as a teacher: I offer support throughout the school year, with free corrections of exercises outside of class, regular availability, and the guarantee of being accessible until the end of the year, subject to the general conditions of Superprof.
• Target audience: all levels, regardless of diploma, class or specific characteristics.
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The path and the method are in there; take a little bit of each.

Holding a degree in mathematics from EPFL, I offer private lessons in Geneva or online.

I graduated from EPFL with a degree in mathematics, having completed all the Bachelor's level courses in this discipline. I have gained significant experience tutoring students from middle school to university level (mathematics and physics). I have also assisted with teaching at EPFL, particularly in specialized courses such as analytic geometry (advanced mathematics course), analysis (first and second year Bachelor's level), and linear algebra (first year Bachelor's level). My in-depth mastery of the theory in these disciplines provides me with the skills and teaching abilities necessary to effectively support high school and university students, helping them understand the theoretical concepts in their courses and apply them practically in their exercises.

Typical course: a quick review (adapted to needs) of the essential concepts of the course, followed by practical exercises and oral role-playing (going to the board, discussion on the physical meaning, etc.), as in a competitive oral exam.

All my lessons are prepared in advance based on the topics covered in class (the student specifies their needs from one session to the next). I also create a handout containing sample exercises illustrating different methods, fully corrected and explained by me.

My commitment to my students' success is absolute. I only prioritize motivated students who are ready to put in the necessary effort to progress.

My main focus is on in-depth understanding and the quality of work. Depending on the student's request, I can also suggest exercises to do between sessions (not mandatory, depending on available time and homework already assigned by their school).
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-As a finance professional in Geneva, with extensive teaching experience, I offer individual economics and finance lessons.

These courses are aimed at the following audience:
professionals already working in finance and looking to expand their skills.
professionals and students seeking support for preparing for professional and/or academic exams.

Comprehensive list:
Economics: microeconomics, macroeconomics and international economics.
Finance: market finance, corporate finance, financial mathematics.
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I offer individual tutoring in Statistics, Probability, Quantitative Methods and related mathematical subjects for school, IB, AP, SAT, Fachhochschule and university students.

Statistics can initially feel confusing because many formulas and methods appear similar. My approach is therefore focused on understanding the logic behind the method rather than simply memorising formulas.

We always ask:

- What information is given?
- What exactly needs to be found?
- What type of statistical problem is this?
- Which method should be used?
- Why is this method appropriate?
- What does the final result mean?

I have several years of experience teaching students from Swiss and international education systems and regularly support students in Statistics, Mathematics, Probability and Data Analysis.

Topics can include:

- Descriptive statistics
- Mean, median and mode
- Quartiles
- Variance
- Standard deviation
- Probability
- Conditional probability
- Tree diagrams
- Combinatorics
- Permutations and combinations
- Random variables
- Expected value
- Binomial distribution
- Normal distribution
- Sampling
- Sampling distributions
- Central Limit Theorem
- Confidence intervals
- Hypothesis testing
- p-values
- t-tests
- Chi-square tests
- Covariance
- Correlation
- Pearson correlation
- Linear regression
- Regression equations
- R2
- Data interpretation
- Statistical modelling
- Business Statistics
- Quantitative Methods

I can support students preparing for:

- IB Mathematics AA
- IB Mathematics AI
- IB Probability and Statistics
- AP Statistics
- SAT Math
- Swiss Matura
- Passerelle
- Fachhochschule Statistics
- University Statistics
- Business Statistics
- Economics Statistics
- Quantitative Methods
- Introductory Data Analysis

SAT Math preparation can additionally include:

- Algebra
- Advanced Mathematics
- Ratios and percentages
- Word problems
- Tables and graphs
- Data analysis
- Probability
- Geometry
- Trigonometry
- Desmos strategies
- Time management
- Faster problem-solving methods

For AP, FH and university students, we can go deeper into statistical reasoning and interpretation.

Lessons can include:

- Theory explained in simple language
- Step-by-step calculations
- Formula selection
- Exam-style questions
- Longer case studies
- Interpretation of statistical results
- Reading graphs and tables
- Understanding statistical output
- Improving mathematical notation
- Exam preparation

With regression, for example, we do not simply calculate correlation or R2. We also discuss what these values actually mean in the context of the question.

With hypothesis testing, students learn the complete logic from hypotheses to test statistic, p-value, decision and final interpretation.

My goal is to make Statistics feel logical, structured and manageable rather than like a collection of unrelated formulas.
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My teaching approach is simple, engaging and activity based. I use games, puzzles, practical examples and interactive exercises to make subject enjoyable while helping students develop concentration, strategic thinking, decision making and problem solving skills.
♟️ Chess — beginner to intermediate
➗ Mathematics — primary/middle school
🧠 Reasoning & aptitude
learn Hindi
🕉️ Sanskrit
📊 Statistics — school/introductory level
💰 Economics — school/introductory level
🎨 Drawing & Painting
📚 Homework/help with foundational academics
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Learn from a 20 year veteran of finance with a PhD in Business from Harvard University. You will discover how to start your own business either online, or in person at a physical location. You will also learn how to get funds to start your business and grow it, as well as how to effectively market yourself and your business without spending a lot of money. The knowledge and resources I share with you will save you time, money, and frustration!
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