Learn the fundamentals of budgeting. A beginners guide to financial freedom

From 116 C$ /h

Budgeting is simply organizing how and where you plan to spend your money. The trick to financial planning and budgeting is to track your finances. In this class, you will learn what budgeting is, what a good monthly budget entails, we will also burst the myth of 'saving makes you wealthy', We will cover the various types of expenses and so much more.

In this class , we will get to the practical bit of setting up a workable weekly, monthly and yearly budget that is so easy to stick with and I will be your accountability partner through out.

Budgeting may feel like a restriction to spending your hard earned money, it is essential for anyone who feel like they have no control of their spending.

t is my hope that we will learn and benefit from this class.

Extra information

Bring a notebook, a calculator and a pen

Location

Online from Kenya

Age

Adults (18-64 years old)

Student level

Beginner

Duration

45 minutes

The class is taught in

English

Skills

Personal finance

Availability of a typical week

(GMT -04:00)

New York

Online via webcam

Mon

Tue

Wed

Thu

Fri

Sat

Sun

00-04

04-08

08-12

12-16

16-20

20-24

Christian

4.5

(2)

Trading is a zero-sum game. It is an activity where the sum of the gains and losses of all traders is equal to zero.

This means that the gain of one necessarily constitutes a loss for the other.
Therefore to be a winning trader, it is "sufficient" to be "better" than 50% of the other traders (to simplify things even if that does not is not totally accurate).

It seems easy as long as you know what to buy, at what price and when to sell.

I am an industrial engineer and I trade (stocks and ETFs) for over 20 years.

During the first years of trading I was losing because I had no clear strategy and I was not advised by an winning expert.
I mostly did my own research in books and on the internet.

I was developing strategies that I tested with my own money.

Over time I eliminated the losing strategies and improved those which made me win in order to optimize them.

Today I only use four strategies (one main and three complementary) because they make me win regularly and with the best risk / gain ratio.
If you are a beginner or if you are a trader who is losing or not earning enough, then I can help you become a winning trader over the year by sharing my 4 strategies with you.

Since I am an engineer and not a financial expert, I am not going to overload you at all with theoretical financial concepts that are not necessary in order to become a successful trader.

I will teach you the bare minimum that you need to know in order to become a successful trader.

Because what is important is to be a successful trader and not not an expert who knows the theory inside out but who loses in trading.

Depending on your level and your choices, I offer the following modules :

1) Choice of best trading platform that is suitable for you.

2) Presentation of my main strategy and the checklist (34 criteria that must be positive before buying stocks).

3) Adaptation of my main strategy to the level of risk you wish to take.

4) Presentation of the 3 complementary strategies.

5) Discover the useful websites for the 4 strategies.

6) Explanation of the golden rules for the management of the bankroll that you have devoted to trading.

NB: see below

Specialized in stocks and ETFs as bull.

Against selling short for purely mathematical reasons (i am happy to explain why).

I take swings for several weeks to several months.

Fatih

4.5

(2)

I have PhD in economics from Georgetown University and I have a BA in economics from Bogazici University. Over the past 10 years I have worked as a professor of economics and finance in different universities. I have also given training programs both individually and at the corporate level in financial management. Below are some topics that I cover in my training programs.
• Understanding Financial Statements
• Financial Statements Analysis
• Time Value of Money and Its Applications to Real Life Issues
• Bond Valuation
• Equity Valuation
• Capital Budgeting and Investment Appraisal
If you want to improve your finance skills that would be best training program that you should take.

Françoise

4.5

(2)

This course is intended for those, beginners or advanced, who wish to better understand how financial markets work and their link with the macroeconomic environment. The idea is to move from the theoretical bases of economics and finance, such as supply and demand, the formation of interest rates... to the practical aspect: asset classes (shares, bonds, metals, etc.), better analyze and manage your investments.

Florian

4.5

(2)

Most of the trading mentorship programs you will find on the internet will try to convince you that you must apply this so-called specific trading strategy on cryptos or forex and become rich by just following those simple technical rules. THIS IS A LIE.

If you want to succeed in trading you must understand that you are setting up your own sole company. You will be your own boss, your own client and your own competitor. Then you have to know your ecosystem, the rules you must respect in order to succeed especially you will have to understand those very specific topics:

-trading is a zero sum gain,
-you have to accept losing in order to be able to win in a consistent basis,
-you must know the main psychological biases that are detrimental to your trading success, like the loss aversion or confirmation biases among many others,
-you have to understand what a trading edge is that is a statistical advantage that will make you a consistent profitable trader in the long run,
-you have not only to know what are the three main components of any trading edge, that its the hit ratio, the risk-reward ratio and the position size but also to understand how they interact with each other,
-you have to use the right and unavoidable tools to assess and improve your edge: backtesting and journaling are among them.

Like I repeat to all the traders I mentor on a daily basis, a whole trading system is like a wooden stool with 4 feet. The first one is the strategy (the technical part), the second one is the risk management (the risk of loss and how to manage volatility and drawdowns), the third one is the psychological part (understanding collective and individual psychology) and the forth one the trading tools (backtesting, journaling, diaring among others).

Your whole trading system must be designed in a such a robust way that you could have seated on it one century ago, like you can sit on it right now and you could also be able to sit on it in a century BUT you need those 4 feet to remain well seated whatever happens, whenever it happens...

This is what this trading program "HOW TO BUILD A WHOLE TRADING SYSTEM" will teach you if you are ready to learn and start doing your part of the job.

PROGRAM:

I-UNDERSTANDING THE MARKET ECOSYSTEM

II-THE COMMON CHARACTERISTICS OF WINNING AND LOSING TRADERS

III-THE WEAKEST LINK IS YOU!

IV-RISK MANAGEMENT

V-THINKING IN TERMS OF PROBABILITIES

VI- THE TOOLS OF THE WINNING TRADER

VII-DEFINE YOUR EDGE...AND APPLY IT

VIII-EXAMPLE OF A TRADING STRATEGY: SWING TRADING STRATEGY ON US STOCKS

Georgio

4.5

(2)

With experience in surgical precision

📈 Private Trading Lessons – CFDs on Stocks & Stock Indices 📉

Do you want to learn how to trade the financial markets seriously and develop a real investment strategy?
I offer personalized courses adapted to your level, from beginner to more experienced trader.

🎯 Proposed program:

Understanding and using the TradingView platform

Basics and improvement of Price Action

ICT & Smart Money Concepts (SMC) methodologies

Analysis via Volume Profile and Liquidity Zones

Reading chart patterns and market structures

Risk Management and Trading Psychology

Application on CFDs on Shares and Stock Indices

✅ Objective: to make you independent in your analysis and decision-making, by developing a rigorous and professional approach with the aim of becoming profitable and profitable.

👨‍🏫 Format:

Online courses (video conferencing, screen sharing, live case studies)

Step-by-step monitoring and support

📩 Contact me now for more information or to book an initial discovery session.

محمد

4.5

(2)

Instructor for the Internal Auditor Certification Course. With a strong background in the subject matter and a passion for imparting knowledge, I am keen on contributing to the professional development of aspiring internal auditors.

I am dedicated to fostering a dynamic learning environment that encourages critical thinking and practical application of concepts.

Camille

4.5

(2)

For all levels, I give you the essential basics on Excel or other spreadsheets and on finance in order to develop your skills. We will see the essentials, namely, Income Statement, Cash Flow Statement, Balance Sheet, LBO Model, DCF model. We can then explore advanced tools according to your needs. You can also submit case studies to me and I will respond with an adapted methodology.

Edy

4.5

(2)

Doctor of Economics with a Master's degree in Statistics teaches statistics for secondary school, high school, gymnasium, vocational schools, apprenticeships, university (especially for economics).
Also: courses in econometrics, finance and business management.
Home schooling (up to 25 km from Neuchâtel), or at a location in Neuchâtel, or remotely with a webcam and a program such as Teams or Google Meet.

Hend

4.5

(2)

This will be a course with the following gains:
1- How to specify financial objectives for individua and family, short and long term
2- How to manage income and expenses, while prioritizing needs and wants.
3- How to get through hard times and financial destress with the least harm.
4- Understanding basics of investing and longer term financial planning.

If class is for a single apprentice, personal financial policies may be discussed.

Zeeshan

4.5

(2)

Accounting serves as the language of business. It enables every organization to record its activities, determine profit or loss, and track assets and liabilities. It also provides the foundation for analyzing past performance and preparing future budgets. For these reasons, accounting is essential for all types of businesses.

Kevin

4.5

(2)

➤ SWISS-BASED FINANCIAL STUDIES, ACCOUNTING & BUSINESS TUTOR

I am a Swiss-based tutor with a strong academic background in Mathematics, Data Science, Artificial Intelligence and technical problem-solving. This gives me a clear, analytical and structured way of teaching Financial Studies, Accounting and Business.

My lessons are designed for students who want to understand financial concepts, accounting methods and business calculations clearly, while also improving their exam technique and confidence.

➤ UK, INTERNATIONAL & UNIVERSITY-LEVEL SUPPORT

With many years of teaching experience, I support students studying finance, accounting and business-related subjects at school, college and early university level.

I especially support students preparing for:

→ LIBF Certificate in Financial Studies
→ LIBF Diploma in Financial Studies
→ AAT Accounting qualifications
→ GCSE Business
→ IGCSE Business
→ A-Level Business
→ International A-Level Business
→ University foundation finance modules
→ First-year Accounting and Finance modules
→ Business, management and finance-related courses

I also support students following major UK and international exam boards, including:

→ Cambridge International
→ Pearson Edexcel
→ AQA
→ OCR
→ LIBF
→ AAT

➤ TOPICS I HELP STUDENTS MASTER

I support students with important Financial Studies, Accounting and Business topics such as:

→ Personal finance
→ Saving, borrowing and budgeting
→ Financial products and services
→ Interest rates and inflation
→ Risk and return
→ Sources of finance
→ Cash flow forecasts
→ Break-even analysis
→ Revenue, costs and profit
→ Profit and loss accounts
→ Balance sheets
→ Financial statements
→ Financial ratios
→ Double-entry bookkeeping
→ Debits and credits
→ Business objectives and strategy
→ Marketing and market research
→ Operations and human resources
→ Business case-study questions

➤ CLEAR, STRUCTURED & EXAM-FOCUSED LESSONS

My lessons are clear, structured and strongly focused on understanding and exam success. I explain difficult topics step by step and connect theory with practical examples, calculations and exam-style questions.

Students learn how to:

→ understand financial and business concepts
→ use the correct formulas
→ calculate step by step
→ interpret tables, graphs and financial data
→ understand accounting statements
→ structure longer written answers clearly
→ avoid common exam mistakes
→ apply theory to business case studies
→ answer calculation questions with confidence

➤ STRONG SUPPORT FOR CALCULATIONS AND WRITTEN ANSWERS

Many students struggle in Financial Studies, Accounting and Business because they have to combine theory, calculations and written explanations.

My lessons focus on all three parts:

→ clear understanding of the topic
→ correct use of formulas
→ clean calculation steps
→ strong written explanations
→ clear exam structure
→ confident analysis and evaluation

This helps students improve not only their knowledge, but also the way they present answers in exams and coursework-style tasks.

➤ SWISS PRECISION WITH MODERN ANALYTICAL THINKING

I combine the precision of the Swiss education system with a modern background in Data Science, AI and mathematical analysis.

This allows me to teach Financial Studies, Accounting and Business in a logical, practical and highly structured way. I help students understand the thinking behind financial decisions, accounting results and business performance.

➤ MY GOAL FOR EVERY STUDENT

My goal is to help students move from confusion to clarity — and from uncertain answers to strong performance.

I want every student to feel more confident when working with financial calculations, accounting statements, business case studies and longer written exam questions.

With the right structure, clear explanations and regular practice, students can make real progress and approach their exams or university modules with much more confidence.

Paul

4.5

(2)

Are you interested in learning how the Forex market works but don't know where to start?

This course is designed for complete beginners as well as traders who want to improve their understanding of the market. I teach Forex trading in a simple, practical, and easy-to-understand way using real market examples.

During this class, you will learn:

• What Forex trading is and how the market works
• How to read candlestick charts
• Market structure and trend identification
• Support and resistance
• Risk management and money management
• Trade entry and exit strategies
• Trading psychology and discipline
• Live chart analysis and practical examples

My goal is not just to teach you how to place trades, but to help you understand why trades are taken and how to build consistent trading habits.

Whether you're a complete beginner or have some trading experience, this class will help you build a strong foundation for becoming a confident Forex trader.

Sarah

4.5

(2)

As a qualified accountant and consultant, I offer my expertise to independent professionals, freelancers, and small businesses looking to regain control of their administrative and financial management. My goal is to make finance simple, practical, and directly applicable to your daily operations, without unnecessary jargon.

Tailor-made support for your management
Are you launching your business or feeling overwhelmed by paperwork? I can help you structure your administrative organization to efficiently file your supporting documents, issue invoices, and anticipate deadlines without stress. I design custom, user-friendly Excel tools to manage your cash flow, analyze your margins, and track customer payments. Finally, I provide clear insights into your specific situation.

My working method
Every collaboration begins with an analysis of your needs and current roadblocks. Together, we define a pragmatic action plan, 80% focused on practical application and the implementation of concrete solutions directly applied to your own documents. You leave each session with immediately usable, operational tools to optimize your time.

Practical arrangements
Support sessions are conducted online (via a video platform with screen sharing) or in person, depending on location. I offer one-off interventions to resolve a specific problem or unblock a situation, as well as regular follow-up sessions tailored to your needs.

Lennart

4.5

(2)

Would you like to learn how the financial markets truly operate and discover how to make better investment decisions?

If so, I am here to help.

I have been professionally active in the financial markets for institutional clients for several years, specializing in both short-term trading and long-term investing.

Throughout this period, I have gained extensive hands-on experience and achieved above-average returns utilizing various trading and investment strategies.

Additionally, through my corporate professional work, I have mentored and trained other traders and long-term investors.I believe it is crucial for people to receive accurate, independent information about investing and trading.

The internet is flooded with information that is incomplete, misleading, or simply incorrect. This often leads people to make poor choices and take on unnecessary risks.That is why I want to leverage my knowledge and practical experience to give you a realistic, well-founded perspective on the financial markets.My goal is not to promise you quick riches, but to equip you with the knowledge and skills needed to make better, well-considered financial decisions for yourself.

I will teach you the essential knowledge and skills required to understand the financial markets, analyze companies and stocks, and confidently make well-informed investment decisions on your own.

My lessons are practical and tailored to your specific level of knowledge and personal learning goals. We combine theory with real-time examples from current financial markets, ensuring you don't just understand what you are doing, but, more importantly, why.

Konstantinos

4.5

(2)

I have 20 years of experience tutoring Economics, Business and Finance, and I teach finance from A Level through to Masters level.

My finance background: MPhil in Management with Distinction from the University of Cambridge (Judge Business School), where I studied Accounting and Finance, Financial Reporting, Capital Markets and Strategic Valuation. I also hold a PhD in Economics from UCL, and I taught Financial Institutions to undergraduates at Queen Mary, University of London. I have also worked in equity research and asset management, so I can show how the theory is used in practice.

What I cover
• Corporate finance: time value of money, NPV and IRR, cost of capital, capital structure, dividend policy
• Valuation: DCF, multiples, company analysis
• Financial reporting and accounting: financial statements, ratio analysis, cash flow
• Capital markets, portfolio theory, CAPM, bonds and derivatives basics
• Banking, money and financial institutions
• The finance units of A Level Business and IB Business Management
• Guidance on finance essays, coursework and dissertations
• Interview preparation for finance and consulting roles, including case studies and numerical tests

How I work
We start with your course outline and recent work to see where you are losing marks or getting stuck. Many students can follow the formulas but struggle to decide which method to use or how to interpret the result. We work on that directly, using your own problem sets and past papers.

Lessons are online and one to one. Send me a message through Apprentus with your course, level and what you would like to work on.