Budget optimization - Get more control over your money.

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From 160 C$ /h

In this 1 on 1 conversation we go through your personal finances to see where we can optimize. We are not taught how to handle money, manage our household budgets or invest in the future at school and often not at home either. So enrich your life by taking control of your finances and become the master of your own life.

Extra information

The lesson will continue via Google Meets

Location

Online from Belgium

About Me

- Budgetcoach
- CEO and founder
- My mission in life is for everyone to live their best life where money is not an issue
- Mother of two, wife of one.

Education

I followed different courses on the subject, but as Budget Coaching is relavtively new in Flanders, there's also a lot of self education, reading and most of all: live what I teach.

Experience / Qualifications

I have had a hold of my own budget for 7 years now, and in this time frame we drove to Mongolia and back, bought several pieces of real estate and are preparing for a trip around Europe. And all of this with a modest income

Age

Teenagers (13-17 years old)

Adults (18-64 years old)

Student level

Beginner

Intermediate

Advanced

Duration

60 minutes

The class is taught in

Dutch

English

Skills

Personal finance

Finance

Developmental skills

Availability of a typical week

(GMT -04:00)

New York

Online via webcam

Mon

Tue

Wed

Thu

Fri

Sat

Sun

00-04

04-08

08-12

12-16

16-20

20-24

Fatih

5.0

(41)

Experienced economics, finance, and accounting tutor. I have a PhD in economics from Georgetown University and I have a BA in economics from Bogazici University. Over the past 10 years I have worked as an Associate Professor of Economics and Finance in various universities and I tutored university students in various economics, finance, and accounting courses. I have students from various universities in US and UK including American University, George Washington University, Nottingham University, King's College London, University of Bath, Northwestern University, University of Royal Holloway etc. Please contact me if you need help in any of your economics, finance, and accounting course.

Cami

5.0

(41)

Improve your skills during oral interventions in public, better manage your personal/professional communication & the resulting conflicts, master negotiation techniques (...): your objectives in terms of communication can be diverse and the objective of These sessions are precisely to support you to better achieve them. So, how can we send a clear message, create a difference and make an impact?

➤ Whether your objective is personal or professional, speaking is a predominantly physical activity, relying on a body, a voice, a breath, a rhythm (diction), an emotion and above all techniques, tools, a method, a know-how, reflecting the speaker's involvement in his speech. .

➤ On the telephone, in a meeting, in front of a client, his family (...), relevant and successful speaking must always be effective and efficient, with clear, simple and impactful messages, creating a balance between the message received and message sent. Coherence between form and content.

➤ So, how to listen and be listened to, convince and be impactful, challenge and leave an impression, promote your content, address your audience relevantly and optimize the quality & clarity of the exchange/message? It is precisely a question of going through, applying and deploying practical and effective techniques of oral presentation, simple intervention or 'one to one' exchange, aiming to challenge one's audience or interlocutor, taking care of both the content and the form. , all in a professional or personal setting. For this, there are verbal and non-verbal communication techniques.

➤ Thus, mastered, the practical method allows, through a set of simulations and scenarios based on your daily experience supporting pragmatic & concrete techniques, to improve self-confidence, self-assurance, ease by overcoming discomfort and controlling his emotion in public. But also to work on your leadership & charisma, in a context where empathy and emotional intelligence are at the service of communication.

➤ So, in this context, after having precisely defined your objective & gone through the blockages encountered, here are some examples of themes covered through concrete techniques & a methodology:
✓Perfecting your rhetoric/repartee
✓Fundamentals of eloquence but also of oratorical art (intonation, gaze, gestures, elocution, range, emotions, charisma, pronunciation) to ensure consistency between content & form
✓Fundamentals of Body Language to support and not interfere with the discourse while being convinced & convincing.
✓Highlighting your speech & promoting your speaking skills to arouse interest, by leveraging your strengths.
✓Creation of coherence between the message sent & the message received in order to improve one's speech and in fact, one's professional/personal relationships.
✓Management of question answer sessions & external reactions during a speech or oral exchange.
✓Techniques to put your interlocutor at ease and appear friendly/interested.
✓To succeed in a negotiation/mediation.
✓To learn to say ‘no’ in three steps AND get people to say ‘yes’.
✓To transform sentences into positive AND constructive.
✓To manage conflicts (e.g. NVC techniques, Non-Violent Communication).
✓To put NLP (neuro-linguistic programming) at the service of communication.
✓To adopt effective, simple, fair and engaging language.
✓To use sentences, phrases & expressions to be precise, simple, effective & engaging.
✓To manage your personal & professional relationships with, for example, the preparation of your ratings.
✓Make your hypersensitivity a strength to tame your abilities.
(...)

➤ In short, each session combines techniques & practical exercises adapted to your everyday situations (filmed with your agreement in order to be reviewed, commented on, decoded together live), so that you can put them into practice immediately, and from the 1st session.

➤Trained at Grande Ecole post-European preparatory classes & Ivy League university in the United States, specialized and working for more than 15 years, in Europe and North America, in the field of communication, in renowned public and private international establishments, participating in forums and conferences, & oriented towards pedagogy and careful methodology.

➤ Locations: Geneva-Lausanne-Fribourg-Zurich-Neuchâtel-Lugano-Montreux-Basel-Neuchâtel-Berne-Lucerne-Brussels-Luxembourg-Paris-Lyon-Montreal. But currently and until further notice, only by videoconference in accordance with national recommendations on Covid, this format also being unanimously suitable for those supported.

The quality of the session & interaction

Kevin

5.0

(41)

► EXPERT BUSINESS, ACCOUNTING, FINANCE & ECONOMICS TUTOR FROM SWITZERLAND
► IB, A-LEVEL, IGCSE & INTERNATIONAL SCHOOL SUPPORT

I completed my Master’s degree in Business Information Systems at a Swiss University of Applied Sciences, where my academic background strongly combined business, finance, economics, mathematics, analytical thinking and problem-solving. This technical and business-oriented foundation shaped the way I teach today: clearly, logically and with a strong focus on real understanding.

For many years, I have successfully supported students in Business Studies, Accounting, Finance and Economics. As a tutor from Switzerland, I bring a structured, patient and highly individual teaching style to students who want to improve their grades, prepare for important exams and build real confidence in business-related subjects.

My lessons are designed for students who want more than just memorizing definitions and formulas. I focus on understanding business concepts, applying financial logic, interpreting economic relationships and solving accounting problems step by step.

► EXAM PREPARATION & ACADEMIC SUPPORT

► IGCSE BUSINESS, ACCOUNTING & ECONOMICS
I help students build a strong foundation in business concepts, financial calculations and economic thinking. My lessons include clear theory explanations, topic-by-topic revision and exam-style practice to prepare students confidently for their assessments.

► A-LEVEL BUSINESS, ACCOUNTING, ECONOMICS & FINANCE
A-Level subjects require strong analytical thinking, clear written arguments and confident application of theory to real business situations. I support students with structured revision, essay technique, calculation practice, case-study analysis and preparation for demanding exams.

► INTERNATIONAL BACCALAUREATE — IB BUSINESS MANAGEMENT & ECONOMICS
I provide structured support for IB students, focusing on deep understanding, strong terminology, analytical writing and exam technique. Students learn how to explain concepts clearly, analyse case studies, evaluate decisions and structure high-quality answers.

► INTERNATIONAL SCHOOL PROGRAMMES
I support students following international, bilingual and private school curricula in Business Studies, Economics, Accounting, Finance, Commerce and Management. Since every school can have different expectations, I adapt my teaching to the student’s syllabus, textbook, teacher requirements and exam format.

► UNIVERSITY & FOUNDATION COURSES
For older students, I offer support in Accounting, Corporate Finance, Economics, Business Administration, Financial Management, Statistics and quantitative business modules. I help students understand difficult theory, solve assignments, prepare for exams and develop strong analytical skills.

► HOW I TEACH

► I FOCUS ON REAL UNDERSTANDING, NOT MEMORISATION.
I explain business, accounting and economic concepts step by step so students understand the logic behind the theory and can apply it confidently in exams.

► I CONNECT THEORY WITH REAL BUSINESS EXAMPLES.
Business and economics become easier when students can see how concepts work in real life. I use practical examples to make topics clear, relevant and memorable.

► I SIMPLIFY COMPLEX CALCULATIONS.
In Accounting and Finance, I break calculations into clear steps so students understand what is given, which formula is needed and how to reach the final answer correctly.

► I TRAIN EXAM TECHNIQUE CAREFULLY.
Students learn how to structure answers, use key terminology, analyse case studies, justify decisions and manage time under exam conditions.

► I ADAPT EVERY LESSON TO THE STUDENT.
Every student learns differently, so I adjust my explanations, pace, examples and practice questions to match the student’s exact level and goals.

► YEARS OF EXPERIENCE WITH IB, A-LEVEL, IGCSE & INTERNATIONAL SCHOOL STUDENTS

Over the years, I have successfully supported students from prestigious schools and demanding academic programmes, helping them strengthen their understanding, master exam techniques and achieve excellent progress in Business Studies, Accounting, Finance and Economics.

► ONLINE LESSONS

► Interactive whiteboard
► Clear digital notes
► Personalised exercises
► Exam-style practice
► Flexible lesson structure
► Focused one-to-one support from Switzerland

Online lessons are structured, personal and highly effective. Students can ask questions directly, follow every step in real time and review the materials after the lesson.

► MY GOAL

My goal is not only to improve grades, but to help students become confident, independent and analytical thinkers. With the right guidance, Business, Accounting, Finance and Economics become logical, practical and much easier to master.

► SUBJECTS: Business Studies, Accounting, Finance, Economics, Business Administration, Management
► LEVELS: IGCSE, A-Level, IB, International School, Foundation Courses, University Modules
► FORMAT: Online tutoring from Switzerland
► FOCUS: Deep understanding, exam confidence, analytical thinking and long-term academic success.

Kian

5.0

(41)

Finance, accounting & economics – clearly explained, with practical support
My name is Kian, an experienced tutor from Bern. I guide students, career starters, and professionals on their journey through the world of numbers—whether in their studies, exam preparation, or in their everyday professional lives.

With my structured, motivating, and practical approach, I'll help you not only solve problems, but also truly understand economic relationships, confidently handle numbers, and confidently apply financial knowledge in real-life situations. My lessons are personalized, accessible, and at eye level.

Who I am – and why I teach:
I have many years of experience teaching financial and economic topics – from accounting to business administration to financial analysis. I teach students from various disciplines as well as professionals who want to expand their business skills.

In addition to my teaching activities, I have participated in various business projects, including budget planning, financial modeling, and cost accounting. This combination of theory and practice makes my teaching particularly realistic and, at the same time, easy to understand.

I love it when complex content suddenly makes sense – and when people realize they can handle business topics confidently and strategically. For me, tutoring is more than just imparting knowledge – it's a collaborative process of developing ideas that builds self-confidence.

What you can expect from me:

-Individual lessons with a focus on finance, bookkeeping, accounting & economics
-Support with exams, homework, projects or professional challenges
-Step-by-step explanations – practical, clear and adapted to your situation
-Communication of business contexts and financial decision-making logic
-Development of long-term numerical understanding and structured thinking
-Flexible lessons in Bern or online – competent, individual & sustainable

Why I can help you understand finances:

Because I know how difficult economics can seem at first glance – and because I can help you look behind the terms, formulas and processes:
How companies tick, how to interpret numbers, and how to make smart decisions from them.

With me, you won't just learn how to make bookings correctly—you'll learn how to think like an entrepreneur. I'll guide you not only in understanding business, but also in working with it confidently.

Learn finance.
Understand how the economy works – and how you can use it to your advantage.
If you are ready to think economically, I am ready to accompany you.

Léo

5.0

(41)

• Teaching methodology and techniques: I favour a personalized approach, adapting the courses according to the profile and academic background of each student.
• Typical course structure: tutoring in economics, econometrics, statistics and probability, financial mathematics, trading, investment, or political economy. Courses can take place at home, via videoconference, or at a pre-selected location, ideally quiet, free, and conducive to learning.
• Specifics as a teacher: I offer support throughout the school year, with free corrections of exercises outside of class, regular availability, and the guarantee of being accessible until the end of the year, subject to the general conditions of Superprof.
• Target audience: all levels, regardless of diploma, class or specific characteristics.
-------
The path and the method are in there; take a little bit of each.

Holding a degree in mathematics from EPFL, I offer private lessons in Geneva or online.

I graduated from EPFL with a degree in mathematics, having completed all the Bachelor's level courses in this discipline. I have gained significant experience tutoring students from middle school to university level (mathematics and physics). I have also assisted with teaching at EPFL, particularly in specialized courses such as analytic geometry (advanced mathematics course), analysis (first and second year Bachelor's level), and linear algebra (first year Bachelor's level). My in-depth mastery of the theory in these disciplines provides me with the skills and teaching abilities necessary to effectively support high school and university students, helping them understand the theoretical concepts in their courses and apply them practically in their exercises.

Typical course: a quick review (adapted to needs) of the essential concepts of the course, followed by practical exercises and oral role-playing (going to the board, discussion on the physical meaning, etc.), as in a competitive oral exam.

All my lessons are prepared in advance based on the topics covered in class (the student specifies their needs from one session to the next). I also create a handout containing sample exercises illustrating different methods, fully corrected and explained by me.

My commitment to my students' success is absolute. I only prioritize motivated students who are ready to put in the necessary effort to progress.

My main focus is on in-depth understanding and the quality of work. Depending on the student's request, I can also suggest exercises to do between sessions (not mandatory, depending on available time and homework already assigned by their school).

Islam

5.0

(41)

“Introduction to Accounting: Foundations of Money, Business, and Financial Literacy”
(Focus: basics of income, expenses, budgeting, simple financial statements)

College (Undergraduate)

“Principles of Financial & Managerial Accounting”
(Focus: financial statements, cost accounting, decision-making, business applications)

Postgraduate (Master’s / Professional)

“Advanced Accounting, Reporting & Strategic Financial Analysis”
(Focus: IFRS/GAAP, consolidation, valuation, financial strategy, complex reporting)

Nikita

5.0

(41)

My name is Nikita and I have been supporting students in accounting, management, corporate finance and auditing for over 3 years.

I have helped more than 1,000 students in France and internationally, particularly in preparation for BTS CG, DCG, DSCG, BUT GEA, Licence/Master CCA and business schools.

With a strong academic and field background, particularly at IBM, I have mastered French accounting, as well as the basics of IFRS and US GAAP standards.

I speak French, English, Russian, Spanish and a little Dutch, which allows me to work with a variety of profiles.
What I offer you:

- Structured courses adapted to your level

- A practical approach: exercises, real-life cases, past papers and exam methodology*
- Support to prepare for the exams for BTS CG, DCG, DSCG, DEC, BUT GEA, Licence/Master CCA, business schools and universities
- Assistance with French and international accounting standards: French accounting, IFRS, US GAAP
- Preparation for the most well-known international certifications: ACCA, CPA, CMA, CIMA/CGMA, ACA/ICAEW, CIA, AAT
- Personalized support to progress effectively and gain confidence

My goal: to help you progress effectively and pass your exams with confidence.

Kevin

5.0

(41)

➤ SWISS-BASED FINANCIAL STUDIES, ACCOUNTING & BUSINESS TUTOR

I am a Swiss-based tutor with a strong academic background in Mathematics, Data Science, Artificial Intelligence and technical problem-solving. This gives me a clear, analytical and structured way of teaching Financial Studies, Accounting and Business.

My lessons are designed for students who want to understand financial concepts, accounting methods and business calculations clearly, while also improving their exam technique and confidence.

➤ UK, INTERNATIONAL & UNIVERSITY-LEVEL SUPPORT

With many years of teaching experience, I support students studying finance, accounting and business-related subjects at school, college and early university level.

I especially support students preparing for:

→ LIBF Certificate in Financial Studies
→ LIBF Diploma in Financial Studies
→ AAT Accounting qualifications
→ GCSE Business
→ IGCSE Business
→ A-Level Business
→ International A-Level Business
→ University foundation finance modules
→ First-year Accounting and Finance modules
→ Business, management and finance-related courses

I also support students following major UK and international exam boards, including:

→ Cambridge International
→ Pearson Edexcel
→ AQA
→ OCR
→ LIBF
→ AAT

➤ TOPICS I HELP STUDENTS MASTER

I support students with important Financial Studies, Accounting and Business topics such as:

→ Personal finance
→ Saving, borrowing and budgeting
→ Financial products and services
→ Interest rates and inflation
→ Risk and return
→ Sources of finance
→ Cash flow forecasts
→ Break-even analysis
→ Revenue, costs and profit
→ Profit and loss accounts
→ Balance sheets
→ Financial statements
→ Financial ratios
→ Double-entry bookkeeping
→ Debits and credits
→ Business objectives and strategy
→ Marketing and market research
→ Operations and human resources
→ Business case-study questions

➤ CLEAR, STRUCTURED & EXAM-FOCUSED LESSONS

My lessons are clear, structured and strongly focused on understanding and exam success. I explain difficult topics step by step and connect theory with practical examples, calculations and exam-style questions.

Students learn how to:

→ understand financial and business concepts
→ use the correct formulas
→ calculate step by step
→ interpret tables, graphs and financial data
→ understand accounting statements
→ structure longer written answers clearly
→ avoid common exam mistakes
→ apply theory to business case studies
→ answer calculation questions with confidence

➤ STRONG SUPPORT FOR CALCULATIONS AND WRITTEN ANSWERS

Many students struggle in Financial Studies, Accounting and Business because they have to combine theory, calculations and written explanations.

My lessons focus on all three parts:

→ clear understanding of the topic
→ correct use of formulas
→ clean calculation steps
→ strong written explanations
→ clear exam structure
→ confident analysis and evaluation

This helps students improve not only their knowledge, but also the way they present answers in exams and coursework-style tasks.

➤ SWISS PRECISION WITH MODERN ANALYTICAL THINKING

I combine the precision of the Swiss education system with a modern background in Data Science, AI and mathematical analysis.

This allows me to teach Financial Studies, Accounting and Business in a logical, practical and highly structured way. I help students understand the thinking behind financial decisions, accounting results and business performance.

➤ MY GOAL FOR EVERY STUDENT

My goal is to help students move from confusion to clarity — and from uncertain answers to strong performance.

I want every student to feel more confident when working with financial calculations, accounting statements, business case studies and longer written exam questions.

With the right structure, clear explanations and regular practice, students can make real progress and approach their exams or university modules with much more confidence.

Karmal

5.0

(41)

Are you struggling to understand human development across the lifespan? This course explains developmental psychology in a simple, engaging, and practical way. We will cover physical, cognitive, emotional, and social development from infancy to old age. Whether you're preparing for exams, completing assignments, or building a strong foundation in psychology, lessons are tailored to your learning needs. Classes are interactive, easy to follow, and available in both English and Urdu.

Meenakshi

5.0

(41)

Meenakshi: Unleashing the Art of Elegant Penmanship in Surat as a handwriting expert & Calligraphy artist.

Welcome to the world of refined and beautiful handwriting guided by Meenakshi, a distinguished handwriting expert based in Surat. With a passion for transforming written communication into an art form, Meenakshi has been instrumental in helping individuals unlock the full potential of their handwriting.

The Writing Club by Meenakshi has become a trusted name in Surat for those seeking to enhance their writing skills nationally & Internationally.

*Teaching handwriting for age above 4 years
*Subjects in Handwriting: Mr Script, Cursive, Print, Hindi and Gujarati
*Online & Offline Handwriting Improvement Course

You will learn:
▶️ Positions of writing.
▶️ Consistency of writing.
▶️ How to write proper letters.
▶️ How to form words.
▶️ Speed Writing
▶️ Alignments
▶️ Teach with proper strategy

I also conduct offline classes within surat, Gujarat .

Paul

5.0

(41)

Are you interested in learning how the Forex market works but don't know where to start?

This course is designed for complete beginners as well as traders who want to improve their understanding of the market. I teach Forex trading in a simple, practical, and easy-to-understand way using real market examples.

During this class, you will learn:

• What Forex trading is and how the market works
• How to read candlestick charts
• Market structure and trend identification
• Support and resistance
• Risk management and money management
• Trade entry and exit strategies
• Trading psychology and discipline
• Live chart analysis and practical examples

My goal is not just to teach you how to place trades, but to help you understand why trades are taken and how to build consistent trading habits.

Whether you're a complete beginner or have some trading experience, this class will help you build a strong foundation for becoming a confident Forex trader.

Reo

5.0

(41)

I’m a 19-year-old advanced English speaker who has studied in Cambridge curriculum international schools throughout my life. What sets me apart from other tutors is my youth—I can easily relate to students, understand the challenges they face, and explain concepts in a way that’s engaging and easy to understand. My goal is to help students build confidence while improving their English in a supportive and approachable learning environment.

Rajat

5.0

(41)

I provide practical and easy-to-understand lessons in accounting, finance and ACCA subjects for students, graduates and working professionals.

The lessons are tailored to the student’s level, syllabus and learning objectives. Topics can include financial accounting, management accounting, standard costing, variance analysis, budgeting, audit and assurance, financial reporting, financial management and business finance.

My teaching approach focuses on understanding the underlying concepts rather than memorising formulas. I use practical examples, exam-style questions and real business situations to explain complex topics clearly.

Lessons can cover:

ACCA exam preparation
Accounting fundamentals
Standard costing and variance analysis
Budgeting and forecasting
Audit and assurance
Financial statements and reporting
Management accounting
Exam technique and question practice
Support with assignments and professional studies

Each lesson can be adapted for beginners, university students, ACCA candidates or professionals looking to strengthen their accounting and finance knowledge.

Athumani

5.0

(41)

In my classes you will learn financial Accounting from basics to advenced CPA and Business studies axam preparation w Finance concepts. budgeting,cost accounting problem solving techniques to make Accounting In my classes you will learn fast

Aurelien

5.0

(41)

My lessons are safe spaces where anybody can explore, experiment with and develop their imagination and creativity. I focus on making every lesson feel like a practical workshop rather than a traditional lecture.
You may bring whatever you have — an idea, a first line, a half-written chapter, a finished story, a drawing, coursework, or even nothing at all — and together we’ll figure out where you are in your creative process.

From there:
We make and we test. We write and read it out loud. Hearing your own words will help you spot what works and what needs improving.

We work on your project. Some students like specific exercises, others prefer to develop their own novel, screenplay or school assignment with personalised feedback. Every lesson is adapted to your goal and pace.

We work through a writer’s biggest challenge; writer’s block. Whether you are struggling to come up with ideas or you find yourself stuck; I will help you overcome it. A practical way might be a 10-minute freewrite, interviewing one of your characters, stripping a scene back to pure dialogue or trying a completely different exercise to get your imagination moving again.
Finally, you’ll leave each lesson with practical tools, clear next steps and techniques to build momentum, confidence and creative discipline. Most importantly, I want you to enjoy the creative process and feel excited to keep writing long after the lesson ends.

I work with students aged 6 and above, from complete beginners to more experienced writers. I also teach English and German.